Montana Medicaid Changes: Maintaining Access to Therapy and Mental Health Care in Bozeman

Ann Matney | May 4, 2026

The state of Montana recently announced upcoming changes that will affect many adults enrolled in Medicaid Expansion. These changes, passed through federal legislation in 2025, will begin rolling out in 2027 and will impact how some people maintain their Medicaid coverage.

For individuals receiving therapy, counseling, and mental health treatment, understanding these changes is important to avoid disruptions in care.

At Sub Rosa Therapy in Bozeman, our mission is to expand accessibility to mental health services, especially for people using Medicaid coverage. We are sharing this guide to help clients and community members understand what is changing and how to stay covered so they can continue receiving the care they need.

At the end of this blog, you’ll find a list of community-based nonprofit organizations in Bozeman, Montana that may offer opportunities to fulfill volunteer hours for community engagement requirements.

Why Medicaid Matters for Therapy and Mental Health Access

Montana Medicaid provides essential access to therapy, counseling, psychiatric care, and trauma-informed mental health treatment for many individuals and families across the state.

For clinics like Sub Rosa Therapy, Medicaid allows people to receive services such as:

For many people in the Gallatin Valley, Medicaid coverage is what makes mental health care accessible and sustainable. Maintaining that coverage can be essential to continuing therapy and counseling services.

New Community Engagement Requirement

Beginning in 2027, some adults enrolled in Montana Medicaid Expansion will need to complete 80 hours per month of qualifying activities in order to maintain their health coverage.

Qualifying activities may include:

  • Employment

  • Volunteer work or community service

  • Workforce training or job readiness programs

  • Attending college, university, or vocational school at least half-time

Activities can be combined to reach the required hours. For example, someone might work 60 hours in a month and volunteer for 20 hours to meet the requirement.

These activities may be verified through documentation such as pay stubs, school enrollment records, volunteer logs, or participation letters from organizations. A list of nonprofit organizations in Bozeman that may offer opportunities to fulfill volunteer hours for community engagement requirements is listed at the end of this blog.

Many Medicaid Members Will Be Excluded

Not everyone enrolled in Medicaid Expansion will need to meet the community engagement requirement.

Common exclusions include:

  • Pregnancy or postpartum coverage

  • People with serious medical or mental health conditions

  • Individuals in substance use disorder treatment

  • Caregivers for children under age 14

  • Caregivers for individuals with disabilities

  • Veterans with disability status

  • Individuals receiving SSI, SSDI, or Medicare

  • Individuals under age 19 or over age 65

Some individuals receiving ongoing mental health treatment may qualify as medically frail, though the state is still finalizing how that category will be defined.

Excluded individuals may still need to verify their eligibility category during the Medicaid renewal process.

Medicaid Eligibility Reviews Will Happen Every Six Months

Currently, most Medicaid members renew their coverage once per year.

Beginning in January 2027, most Medicaid Expansion members will need to complete eligibility redetermination every six months instead.

During these reviews, the state will verify:

  • Income

  • Household composition

  • Community engagement activity (if applicable)

  • Eligibility exclusions

If the state cannot automatically verify eligibility through available data, members will receive a notice and will have 30 days to provide documentation.

Keeping addresses and contact information up to date with Medicaid will be especially important during this transition.

Medicaid Coverage for Spravato Treatment

Many people are not aware that Montana Medicaid may cover Spravato (esketamine) for individuals experiencing treatment-resistant depression, when clinical criteria are met.

Spravato is an FDA-approved medication used for individuals who have not responded to traditional antidepressant treatments. When combined with therapy and psychiatric care, it can provide meaningful relief for some people experiencing severe depression.

At Sub Rosa Therapy, Spravato treatment is provided within a comprehensive care model that includes:

  • Therapy and counseling

  • Psychiatric evaluation and medication management

  • Integration and supportive care

  • Trauma-informed mental health treatment

When Medicaid eligibility is maintained and clinical criteria are met, coverage can make this treatment accessible to patients who might not otherwise be able to receive it.

Maintaining Medicaid enrollment is therefore especially important for individuals relying on these advanced treatment options.

What Happens if Medicaid Coverage Ends

If someone loses Medicaid coverage because they did not meet eligibility requirements, they can reapply once they meet the requirements again.

There is no permanent disqualification period, and individuals also retain the right to appeal eligibility decisions.

Steps Medicaid Members Can Take Now

To avoid disruptions in therapy, counseling, or mental health treatment, Medicaid members should take several proactive steps:

  • Keep mailing addresses updated with Medicaid

  • Carefully read all mail from Montana DPHHS

  • Create an account through the state portal at apply.mt.gov

  • Save documentation related to work, volunteering, or school participation

Being prepared for redetermination can help ensure continued access to therapy and mental health care.

Community Engagement Opportunities in the Gallatin Valley

For individuals who meet the criteria for the community engagement requirement, volunteering can be one way to fulfill qualifying activity hours.

The Gallatin Valley has many nonprofit organizations that support community wellbeing, arts, education, youth mentorship, environmental stewardship, and social services.

Below are several organizations in the Bozeman area that frequently offer volunteer opportunities.

Arts, Culture, and Education

  • Bozeman Friends of Music - supports and strengthens music programming in the Bozeman public schools

  • Museum of the Rockies - Bozeman museum and research center focused on natural history and dinosaur fossils

  • American Computer & Robotics Museum - Bozeman museum dedicated to preserving and sharing the history of computing, robotics, & information technology

  • The Extreme History Project - shares the region’s social and cultural history through public programs, exhibitions, and research

  • Tinworks Art – provides community arts programming, exhibitions, performances, and creative events that connect artists and the public

Youth, Mentorship, and Education

  • Big Brothers Big Sisters of Big Sky Country - connects youth with supportive adult mentors to promote confidence, academic success, and positive life outcomes

  • Big Sky Youth Empowerment (BYEP) - provides outdoor adventure programs and mentorship to help young people build resilience, leadership skills, and healthy relationships

  • Gallatin County 4-H Foundation - supports youth education and leadership development through hands-on learning programs in agriculture, science, community service, and life skills

  • Gallatin Valley YMCA - offers fitness, recreation, youth development programs, childcare, and wellness services that promote healthy living and community connection

  • Sunrise Movement Bozeman - organizes community members around environmental action, climate education, and civic engagement

Community Support and Social Services

Recovery and Peer Support

  • The Fellowship Hall - a Bozeman community space that hosts 12-step recovery meetings and provides peer support for individuals working toward sobriety

  • Befrienders -  connects older adults with volunteers to build meaningful intergenerational friendships and reduce social isolation

  • Suffer Out Loud - a mental health nonprofit focused on suicide prevention through peer support, storytelling, and community education that reduces stigma around mental health struggles

  • We Are HER - provides resources, advocacy, and community support for survivors of sexual abuse and trauma

  • Mountains of Courage - offers education, conversation, and community support around death, dying, and end-of-life care

  • Haven - provides confidential support, legal advocacy, counseling, and a safe place to stay for anyone and everyone impacted by domestic violence, sexual assault, sex trafficking, and stalking

Community Inclusion and Equity

  • Bienvenidos a Gallatin Valley - supports connection, cultural exchange, and mutual support within Bozeman’s Latino community

  • Montana Racial Equity Project - works to advance racial equity and social justice through community education, advocacy, and leadership development

  • Hopa Mountain - strengthens rural and tribal communities through youth leadership programs, scholarships, mentorship, and community development initiatives

Outdoor Recreation and Community Health

  • Eagle Mount - provides adaptive recreation and therapeutic programs for children and adults with disabilities and other health challenges.

  • Bozeman Bike Kitchen - A community bike workshop that helps people learn bicycle repair, access affordable bikes, and promotes transportation and recreation through cycling

  • Warriors & Quiet Waters - supports post-9/11 combat veterans through outdoor recreation programs that promote healing, connection, and community

Community Leadership and Entrepreneurship

  • Prospera Business Network - supports entrepreneurs and small businesses in southwest Montana through business advising, training programs, and community economic development initiatives

If volunteering is used to meet Medicaid community engagement requirements, individuals may need to track volunteer hours and obtain verification from the organization. Documentation may include volunteer logs, supervisor signatures, or program participation letters.

For the most current information about Medicaid changes in Montana, please visit: medicaidchanges.mt.gov

Supporting Mental Health Accessibility in Montana

Changes to healthcare policy can feel confusing and overwhelming, especially when they affect access to therapy, counseling, and mental health care.

At Sub Rosa Therapy in Bozeman, we believe mental health treatment should remain accessible and supportive during times of change. Our clinic works closely with Medicaid patients and community partners to help ensure individuals continue receiving the care they need. See our Insurance and Pricing page for more information.

While we cannot make eligibility determinations, we are always happy to help connect clients with resources that support continued coverage and access to therapy.

Ann Matney, LCPC

Clinical Director of Sub Rosa Behavioral Health & Somatic Therapist

https://www.subrosatherapy.com/ann-matney-lcpc
Next
Next

The High-Achiever's Burnout: Therapy for Professionals in Bozeman's Tech and Business Sectors